SEKS MoneyCollection & Training Application

SEKS Money is a field collection and staff training mobile platform empowering microfinance agents and banking correspondents with digital EMI collections, agent skill training, GPS geo-tagged receipts, and instant loan reconciliations.

Recovery

+65%

Collection Efficiency Rate

Compliance

98/100

Audit & Reconciliation

Team

12 Members

Platform

Mobile & Web App

Industry

FinTech & Microfinance

Duration

6 Months

Service Provided

App & Web Development

Technologies

React Native, Node.js, PostgreSQL, AWS

Duration

4 Weeks

Project Status

Completed

Project Overview

Implementing offline-first field payment sync, bluetooth thermal receipt printing, automated loan account ledger balancing, and interactive video training modules for field agents.

The Challenges

Complex processes, multiple communication lines, and operational bottlenecks.

Manual cash collection leakage & delays

Untrained field agents leading to disputes

Poor internet connectivity in rural zones

Unsynchronized end-of-day bank deposits

The Solutions

Integrated features engineered for performance, security, and delightful user engagement.

Geo-tagged digital receipts & instant SMS

Gamified mobile onboarding & skill quizzes

Offline-first transactional local SQLite cache

Instant QR & UPI direct-to-bank settlements

Technology Stacks

React Native

Offline-First Mobile App

Node.js

High-Throughput Financial API

PostgreSQL

Central Bank Ledger DB

Bluetooth POS SDK

Thermal Receipt Printing

AWS Cloud

Bank-Grade Secure Infra

Key Features

A strategic, transparent, and agile approach to build high-performance microfinance collection and workforce training solutions.

Field Collections

Instant EMI collection by loan account ID
Bluetooth thermal receipt printer sync
Digital signature & photo proof capture
Automated instant customer SMS receipt
Offline cash collection mode with auto-sync

Agent Training LMS

Bite-sized video modules on recovery policy
Compliance & KYC certification quizzes
Standard customer communication scripts
Weekly agent leaderboards & badges
Interactive scenario-based assessments

Daily Reconciliation

End-of-day branch cash handover dashboard
Dynamic bank deposit slip & QR generator
Instant cash discrepancy & shortage alerts
Branch vault intake verification logs
Automated double-entry general ledger

Supervisor Portal

Live GPS route monitoring of field agents
Target vs actual collection achievement
Dispute resolution & customer grievance hub
Agent incentive & commission calculation
Branch-wise portfolio at risk (PAR) analytics

The Interface

A showcase of the final high-fidelity product ecosystem.

Field Collection Mobile Lifestyle Mockup

App Workflow

Customer

Get Inquiry

Staff

Chat & Calling

Service

Provided

Billing

Payment

Loyalty Points

Added

Feedback

Collected

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What Our Clients Say

"The FinMighty design presents complex financial information in a way that feels simple and approachable. The overall experience is clean, organized, and easy to navigate."

“

The team understood our requirements perfectly and delivered a solution that exceeded our expectations. Their professionalism, attention to detail and support throughout the project were outstanding.

Mukesh Bhatt

CEO, Fintaraa

URBANEST

“

Their expertise in UI/UX and development is top-notch. They were proactive in suggesting ideas and delivered a product that is not only beautiful but also highly functional.

Sophia

Founder, Fintaraa

Loan Executive

“

Excellent communication, on-time delivery and high-quality work. The entire process was smooth and the final product has helped our business grow significantly.

Prashant

Co-Founder, Fintaraa

PropConnect

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